TPPs need to have constant access to users’ accounts to be able to provide updated information in regard to their finance data.

To be able to execute constant scrapings, the credentials need to be accessible in an unencrypted way. Even though TPPs might store customer information in encrypted files, they still need t

4. Security risks are always present

Even though TPPs try their best at mitigating security risks by using HTTPS and storing passwords as securely as possible, there is no 100% guarantee that all of these measures will work perfectly every time

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