TPPs need to have constant access to users’ accounts to be able to provide updated information in regard to their finance data.
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To be able to execute constant scrapings, the credentials need to be accessible in an unencrypted way. Even though TPPs might store customer information in encrypted files, they still need t

4. Security risks are always present

Even though TPPs try their best at mitigating security risks by using HTTPS and storing passwords as securely as possible, there is no 100% guarantee that all of these measures will work perfectly every time
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